Wednesday, August 13, 2008

How can you file for personal bankruptcy without a lawyer? -

I need to file for bankruptcy, to clear all my old debts, and those I can t pay. How do I do this cheaply, and without a lawyer

don t even try,have the lawyers to do so

Good question . i need to do the same

Bankruptcy is a gut-wrenching, life-changing event that causes lifelong damage. Avoid bankruptcy if at all possible. Bankruptcy is listed in the top five life-altering negative events that we can go through. Chapter 7 bankruptcy, which is total bankruptcy, stays on your credit report for 10 years. Chapter 13 bankruptcy, more like a payment plan, stays on your credit report for seven years. Bankruptcy, however, is for life. Loan applications and many job applications ask if you have ever filed for bankruptcy. Ever. A common misconception is that you can use credit repair services to fix the damage from filing bankruptcy. If you lie to get a loan because your bankruptcy is very old, technically you have committed criminal fraud. Before you file bankruptcy or think there is no other way out, email me and I ll help you for free.

Not for sure, however having a lawyer might be the safest way. See if you can put a down payment on your fee and then see if she/he will take payments. And if you are not wanting anyone to know your buisness, go to a different town/city or even a different county. I know of a few friends that did this, just so no one knew their buisness. Good Luck!!!

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