I give you more details in my previous answer, but a week to 10 days depending on how slow the mail service is. You will get a quick response letter from the insurance company telling you they received the letter and not much else.
Dependant? you mean Insured? (I think you mean defendant, but that person isn t a defendant until you file in court) It just depends, on what you are demanding and what for. you may just get blown off.
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