lol, yeh right. the reason the insurance wants you paying for it is so they dont have to. the fact that youre even asking this question should answer it for you, get a lawyer.
I work for an insurance company in their recovery department...it might be me calling you??? Just kidding, but it might be. I am assuming that you are referring to having a low limits policy where your carrier paid their limits and now the other company is coming after you for the rest. Most companies will offer payment plans and settlements in full (at usually about 60-80% of what you owe). The fact of the matter is that unless you have A LOT of money or assets that they can attach to, it is probably not cost feasible for them to sue you, but they can affect your ability to legally drive by having your license pulled and invalidating your vehicle registrations...it is your best bet to talk to them and try to work something out or you will be at the short end of the stick... A Lawyer will only charge you for making this settlement, they will not be afraid of your attorney. Insurance companies have attorneys too.
How much is your coverage they will only cover up to the lemet of your policy If ou hit a Mercedes itn not cheap to fix and they have the wright to go to and place they wont to take it to. depending on the damages and your coverage your stuck. for the bill above what the Insurance will pay Call the Ins. and work out a payment plan This is a perfect exampel of why we pay large preums They will pay to have the car fixed the they the Insurance company has to wait for you to pay them guss where they get the money for the other driver Insured by them.
It comes down to what the fine print on your insurance policy claims it will and will not cover. If you are not aware of what this information is, then perhaps you should consult a lawyer who can determine what is and is not covered. It s hard to tell if the insurance company has a legitimate claim (in short paying) or if they re just trying to stiff you. Paying quot;an outrageous amountquot; sounds like a deductible.
Yes. If you want to do this on your own and you don t care about your credit for now. Let it go into collections and when they call , you can negotiate with them. The insurance company will not help at all. Or if you have some money get a lawyer. No matter what the accident will be on your record for 3yrs. or 5 depending on the state you live in. Good luck!
No there isn t! It s up to you to make sure you have enough coverage, you didn t, so now you pay! Accident your fault, then you owe what they re asking! Do you realize how much your accident has affected the poor people you hit? Do what s right and pay what you owe and for God s sakes be more careful!
If you didn t have any insurance you could be in trouble. If I were you I wouldn t pay anything if it s too outrageous. Let them sue you first and put a judgment against you. Then go ahead and file bankruptcy. It s you safest bet.
You should be able to work out a payment plan. It is illegal for a debt collector to refuse a payment, no matter how small.
change your insurance company to century 21 my whole family has it and theyve never had problems about the rest... i dont know
Speak to your insurance agent, that s why you ahve insurance
1) Is what they are asking your deductible? If so then that s your agreement with them. If it s beyond your Deductible could it be the cost of repairs after the payout limit has been reached in your Policy -if so negotiate a payment plan. 2) They are asking for the amount because you were late often in your payments? but was still within the permissible window required by law for them to continue coverage if so you have made a bad reputation with the insurance company and they are just trying to balance out the risks factor vs payout. 3) if your rate increased due to the accident maybe it s time to move on to another insurance company (you can always cancel policies -at times there are processing fees etc.) 4) Read your Policy Contract -if you cannot understand all of it you can go to a legal aide in your city (there s a lot that does this as part of their required community service in order to maintain/ acquire practice license. 5) if you do OWE the Insurance Co. Just negotiate a payment plan until you get it paid off -also maybe change carriers while maintaing paying them off. As long as it is a plan that you can afford to pay and be consistent with in payment they will have to accept. 6) What kind of Insurance company Policy did you get yourself into? -Policies generally cover the cost of damages minus your agreed deductible and policy limit which you will pay. Anything else is ??? 7) Is the Ins. Co. that s demanding payment from the Other Persons if so the adjuster from your carrier assigned to this claim should be the one handling all these -unless your Policy has Specifically written in it otherwise. Or was you Policy dropped by your carrier prior to the accident or they have determined they are not liable by some form of breach of contract? Before you buy amp; sign the policy always know exactly what is in the contract -what s excluded amp; what is included... Ask the Agent to explain the policy -that s what they get paid for- don t let them make you feel like you re encrouching on their time because you are the purchaser and have the right to have as complete of an understanding of the contract. If you cannot get this settled seek advice from a free legal aide first before spending all the money on a full-on Atty. Most Adjuster only throw the implication of lawyers and court as a form of intimedation/ scare tactic (which is not right but most often they get away with)
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